Ww1 pair on replacement ribbons named to 163210 gnr a f hutchins ra .
Born c1891 a clerk by occupation.
Address given as 9 Stanley avenue , St Andrews, Bristol.
Joined royal Gloucestershire Hussars 28th November 1913 discharged unfit for service 6th February 1915 .
Joined royal garrison artillery later in war .
Served with bef in France then at rga base in Italy.
Discharged finally with 20% disablement aggravated by service ( rheumatism) .
He tried to apply for a tfwm due to his previous service in Hussars by as he saw no overseas service with them it seems this was refused .